[RealJustme]

"Check your insurance polices, unless you have flood insurance those companies aren't to pay anything even though you've been paying your premiums on time, they going to deny your claim and not pay you one penny. All polices cover fire damages so if your flooded home catches on fire, they have to pay you for a new home and all your contents."

Prime example of getto thinking, stealing from the man is OK, and people wonder why insurance is so expensive.